# One account. Dollars and euros.

> A global account is a single Preznt balance that holds both US dollar (USDC) and euro (EURC) stablecoins — one place to earn on what you're not using, spend what you need, and send the rest to anyone.

Money today is split across the app that holds it, the app that earns on it, and the app that sends it — and splits again the moment a second currency is involved. We're building one account that does all of it, in both currencies.

The global account isn't available yet. Joining the waitlist doesn't open an account and doesn't move any money — it tells us you want one, and we'll email you when it opens.

## What a global account does

- **Hold dollars and euros together** — USDC and EURC in one balance, side by side. No second account to open, no wiring money between apps to hold the other currency, and no conversion round-trip just to keep some of each.
- **Earn on what's sitting still** — Most balances do nothing between the day money arrives and the day it's spent. A global account is being designed so the part you aren't using can earn instead of sitting idle. Rates, providers, and terms will be published at launch — we're not quoting a number before it's real.
- **Spend it directly** — A balance you can actually use, not one you have to move somewhere else first. Preznt already turns a balance into brand gift cards, eSIM data, and mobile top-ups today; the global account extends that to everyday spending.
- **Send to anyone, instantly** — Person-to-person transfers that settle in seconds, in either currency, on the same rails Preznt's Scan & Pay already runs on today — not a three-day bank transfer with a correspondent fee taken out of the middle.

## Why we're building this

Preznt started with gifting: send someone real dollars by email, they claim it in seconds. Building that meant building the hard parts of an account anyway — funding by card or bank, holding a stablecoin balance, moving it person-to-person, and cashing it out.

The request we keep hearing is for the account itself, in more than one currency: somewhere to keep dollars and euros, earn something on them, and spend or send them without three apps and a conversion fee at every step.

## Join the waitlist

Tell us where you are and what you'd use it for. It shapes which currencies and which markets we open first — and we'll email you when the account is ready. Join at https://getpreznt.com/global-account.
